Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Send us a message today! Pool loan reviews can provide some insight, but homeowners may want to vet the best pool loan companies themselves as well. Your credit score is one of the most important factors in determining whether youll be approved for pool financing. Homeowners may also want to consider how funds are disbursed. The Runner-Up award goes to Lyon Financial because the lender specializes in this particular type of financing, offers low APR options, and provides lengthy loan terms. With dedicated pool loans, personal loans, home improvement loans, and home equity loans all on the table, it can feel a little overwhelming at times. The company acts in the capacity of a financial consultant, and partners with a network of lenders to provide multiple loan offers for pool construction projects. !You have a new customer for life! Awesome work by this professional group! Although Viking does charge some up-front lender feesand those fees will vary from borrower to borrowereligible service members may be able to lower their loan costs by taking advantage of the lenders military rate discount. We offer a wide range of financing options through our four trusted partners: Lyon Financial, Viking Capital and Paramount. Swimming Pool Loans Desirable loan options and personal attention every step of the way! You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply. Homeowners who do not need the large loan amounts offered by pool financing specialists may want to consider Marcus by Goldman Sachs as an alternative option. This feature could provide some breathing room for customers who need a little time to sort out their finances and get back on their feet. Why It Made the Cut: Lyon Financial specializes in pool loans, with low APR options and a wide range of lengthy loan terms, making this lender a good choice for homeowners who want to work with an experienced pool loan specialist. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. This loan is best suited for businesses that have been in operation for at least two years and have annual revenues of at least $100,000. Your assigned loan consultant (your go-to person) will contact you shortly to discuss your loan options. Lenders will use your credit score to determine your likelihood of defaulting on the loan. Make sure to read the fine print and understand all the fees and charges before signing any paperwork. Advertised rates and terms are subject to change without notice. One of the best Financial Services, Finance business at 118 Morlake Dr Suite 202, Mooresville NC, 28117 United States. Revolutionary Reports of All the Aspects of Life. Very happy with the process. Also, keep in mind that the longer the term of your loan, the more interest you will pay over time. Viking Capital, Inc. | Financing For Swimming Pools & Home Improvement Our builder partners offer their customers great financing options and receive other benefits that help them sell more pools! Desirable loan options and personal attention every step of the way! If so, you may be wondering about the best way to finance this project. We've partnered with Viking Capital to offer financing for all our customers, at very affordable rates! The low rates and longer term loan options offer more affordable monthly payments. There is no prepayment penalty! What Type Of Loan Are You Looking For? Their multiple loan options have low rates and longer terms than common unsecured loans offering more affordable monthly payments. You need JavaScript enabled to view it. Best Customer Service! Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. We provide 30, 20, 15 or 10 year fully amortized loans and offer low Fannie Mae conforming conventional fixed interest rates. And finally, dont forget to factor in the costs of installation and ongoing maintenance when budgeting for your new pool! Although its rate calculator can be a bit inaccurate due to certain baked-in criteriausers are assumed to have excellent credit, for instancethe tool gives borrowers a good idea of what their loan options look like and what amount they could owe each month throughout the life of the loan. Lowest rates with military affiliation (applicant or lineal relative). With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. Renovations. Ideally, we like to see a DTI of 50 percent or less (including the amount of the loan you're requesting). Accepting scores above 650 Loan Amounts Less Than $15,000 Rates as low as 5.99% No Fees No Credit Pulls Apply Now Multiple Offers in under 2 Minutes! Looking into a pool loan, this seems fishy Is it? The disadvantage is that if housing prices fall and your homes value decreases, you could end up owing more than what your home is worth (known as being underwater on your mortgage). Cant decide if you want a basic pool or a backyard oasis? A: Rates range from 4.99% APR* to 17.99% APR. Fast, accurate and truthful information. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. A: Yes, the applicant must be listed as the owner of record on the deed to the property where the pool is to be constructed. Below you'll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. We have our loan with Lyon Financial and are very happy with their services as well as their outstanding customer service. These secured loans often have lower interest rates, but they will likely take much longer to approve and fund. Lions 24-28 Vikings (Sep 25, 2022) Final Score - ESPN The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. Depending on how quickly a homeowner wants to get started on a pool installation, the time needed for funds to be disbursed could be a major concern. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. One option is an adjustable-rate mortgage (ARM).